Embedded Wallets
Built for Fintechs

Give your users self-custody, yield, and payments inside your app, without building the crypto stack yourself.

Get Started → Features

Self-Custody Done Right

Your users own their funds. We handle the rest.

Passkey onboardingSecure, recoverable self-custody.
Gas sponsorshipUsers only ever hold stablecoins.
Custom policiesRules for what wallets can do.
RecoveryNever lose access, on any device.
OrchestrationTransactions pre-built in a TEE.

Easy for Users & Developers

Bank on/off-ramps
$6,500Deposit
In ProgressDone
Chase (9876)1 hour
$1,000Withdraw
Done
Visa (4021)2 days ago
$2,500Withdraw
Done
Wealthfront1 week ago
Earn
Aave · USDT4.5% APY${{eA}}
Morpho · USAT5.1% APY${{eM}}
Earned today+${{eT}}
Swap
You pay{{swPA}}{{swPS}}
You get{{swGA}}{{swGS}}
SendTo any phone number
MMaria L.+1 (415) •••-0142
$20$50$100
Portfolio analytics
Performance+3.4%
PnL+$412.08
Interest$86.20

Built on Kernel by ZeroDev

Every PACT wallet runs on Kernel, enterprise-grade smart account infrastructure, with our features built on top.

An enterprise-grade foundation

Kernel is a modular, open-source smart account built on ERC-4337 and ERC-7579, with audited contracts underneath every wallet.

Everything on top, ready to go

Passkeys, gas sponsorship, policies, and recovery come built in. No module wiring needed.

Your Own Analytics Dashboard

Monitor balances, users, and flows. Same dashboard as your card program.

Pair with Visa Cards →
PACT wallet analytics dashboard: assets under management, new wallet creations, and net flows

Integrate in Days, Not Months

From a ready-made app to full SDK control.

White-label wallet app

White-label

Our wallet app, branded as yours. A ready-made web app that gets you live fast.

API

Your users create their own passkeys. We return an unsigned transaction, built in a TEE, and they just sign.

SDK

Full control of every flow and screen, with support for React Native and TypeScript.

Launch Embedded Wallets

See the SDK and dashboard in a 30-minute walkthrough.

Book a Demo →